Terms of Service

1. Acceptance of Terms

By accessing or using the NexitIQ website at nexitiq.com ("the Site") and any services provided by NEXITIQ PLLC ("NexitIQ," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site.

2. Description of Services

NexitIQ provides information, tools, and advisory services related to fixed annuity products for credit unions, nonprofits, and other institutional clients. Our services include:

• Fixed annuity rate comparisons and product information
• Customized portfolio consultation and strategy development
• Intake forms and scheduling for personalized briefings
• Educational content about investment solutions

3. Not Financial Advice

The information on this Site is for informational purposes only and does not constitute financial, investment, tax, or legal advice. All content is general in nature and may not be appropriate for your specific situation. You should consult with qualified financial, tax, and legal professionals before making any investment decisions.

Past performance is not indicative of future results. Annuity guarantees are subject to the claims-paying ability of the issuing insurance company.

4. No Guarantee of Rates

Annuity rates and product availability displayed on this Site are subject to change without notice. Rates shown are for illustrative purposes and may differ from rates available at the time of application. Final rates are determined by the issuing insurance carrier at the time of contract issuance.

5. User Accounts

Certain features may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You agree to notify us immediately of any unauthorized use.

6. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable law or regulation
• Attempt to gain unauthorized access to any part of the Site or its systems
• Interfere with or disrupt the Site or servers connected to it
• Scrape, crawl, or use automated means to access the Site without our express written permission
• Transmit any viruses, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation

7. Intellectual Property

All content on this Site — including text, graphics, logos, images, software, and design — is the property of NEXITIQ PLLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Third-Party Links

The Site may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies, or practices of third-party sites. Accessing third-party links is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, NEXITIQ PLLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services, including but not limited to loss of profits, data, or investment returns.

Our total liability for any claim arising from these Terms or your use of the Site shall not exceed the amount you paid to us, if any, in the twelve (12) months preceding the claim.

10. Disclaimer of Warranties

The Site and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

11. Indemnification

You agree to indemnify and hold harmless NEXITIQ PLLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site, violation of these Terms, or infringement of any rights of a third party.

12. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Wisconsin.

14. Termination

We may terminate or suspend your access to the Site at any time, without prior notice or liability, for any reason, including breach of these Terms.

15. Contact Us

If you have questions about these Terms, contact us at:

NEXITIQ PLLC
400 N Tampa St Ste 1550 PMB 809506
Tampa, Florida 33602-4719 US
Email: info@nexitiq.com
Phone: (801) 895-7854
Web: nexitiq.com